What Is Medicare Part A,B,C and D?

Medicare is a health insurance program for people age 65 or older, under age 65 with certain disabilities and any age with ESRD. Medicare has four parts:

Part A (Hospital Insurance) - covers inpatient care in hospitals, skilled nursing facilities, hospice care, and home health care.

Part B (Medical Insurance) - covers services like doctors, outpatient care, some preventative services and other medical services that part A does not cover.

Part C (Medicare Advantage Plans) - private insurers that provide Part A, Part B and sometime Part D coverage to people who enroll.

Part D (Medicare Prescription Drug Coverage)- Helps cover prescription costs.